Kiotapay

The Trusted Financial Backbone for Africa's Ambitious Businesses.

We deliver intelligent, seamless financial tools to streamline operations, control spend, and unlock growth. One Platform. Every Payment Flow.

Trusted by leading African companies.

Food And Us
Traco
Marginpar
Ashut Plastics
Lewa Wilderness
Lukenya Getaway
Neema Hospital
Food And Us
Traco
Marginpar
Ashut Plastics
Lewa Wilderness
Lukenya Getaway
Neema Hospital
Food And Us
Traco
Marginpar
Ashut Plastics
Lewa Wilderness
Lukenya Getaway
Neema Hospital
Food And Us
Traco
Marginpar
Ashut Plastics
Lewa Wilderness
Lukenya Getaway
Neema Hospital

Our Products

The Operating System for business finance

Explore the full KiotaPay offering across collections, payouts, spend control, payroll, compliance, vendor workflows, analytics, and integrations.

Collections

Invoicing

Create branded invoices, automate reminders, and track statuses from sent to paid.

Collections

Payment Links

Generate shareable payment links and collect through M-Pesa, card, or bank transfer.

Payouts

Bulk Disbursements

Pay suppliers, merchants, and teams in batches with one approval workflow.

Spend

Corporate Cards

Issue virtual and physical cards with limits by user, team, merchant, or category.

Spend

Approval Workflows

Route requests automatically by amount, team, and policy with complete audit history.

Payroll

Payroll Processing

Run payroll accurately with statutory deductions and multi-rail salary payouts.

Compliance

Tax & VAT Reporting

Track VAT and withholding tax automatically with audit-ready exportable reports.

Intelligence

Real-Time Dashboards

Monitor collections, spend, payroll, and cash movement in one live finance view.

Integrations

Accounting Sync

Sync transactions and reconciliations with tools like QuickBooks, Xero, and Sage.

Success stories

Join the CFOs upgrading their infrastructure.

Hear from businesses that have transformed their operations with Kiotapay.

Payroll has never been easier. Compliance is automatic and our employees love the self-service portal.

SJ

Sarah Johnson

HR Director, Global Solutions Inc

Kiotapay has revolutionized the way we handle payments. The integration was seamless and the support team is fantastic!

JD

Jane Doe

CEO, Acme Corp

"The spend management tools have given us unprecedented control over our finances. We've reduced expenses by 30%."

John Smith
CFO, Tech Innovations Ltd
Tech Innovations Ltd logo

Payroll has never been easier. Compliance is automatic and our employees love the self-service portal.

SJ

Sarah Johnson

HR Director, Global Solutions Inc

Kiotapay has revolutionized the way we handle payments. The integration was seamless and the support team is fantastic!

JD

Jane Doe

CEO, Acme Corp

OUR SOLUTIONS

Choose the right solution for your next stage of growth.

Explore KiotaPay’s integrated platform suite for collections, spend management, payroll, and hospitality operations—designed to help teams move faster with confidence.

KIOTAPAY COLLECTIONS & PAYOUTS logo

KIOTAPAY COLLECTIONS & PAYOUTS

Embed Payments with Speed & Intelligence.

Design and launch collections, subscriptions, escrow, and bulk payouts from one reliable payments stack.

  • One integration for cards, mobile money (M-Pesa, Airtel Money), and bank

  • Seamless integration with existing accounting software.

  • Create secure escrow accounts and trigger mass settlements to facilitate trust at scale.

KIOTAPAY SPEND MANAGEMENT logo

KIOTAPAY SPEND MANAGEMENT

Take Decisive Control of Company Spending

Issue smart cards, enforce spend policies in real time, and keep every team budget under control.

  • Issue unlimited cards with merchant category locks and individual spending limits.

  • Be decisive by requiring manager approval for specific transactions before they occur.

  • Reliable, automatic sync with QuickBooks and Xero, coding transactions with vendor and project tags.

KIOTAPAY HR & PAYROLL logo

KIOTAPAY HR & PAYROLL

Execute Flawless Payroll with Confidence

Run compliant payroll faster with automated deductions and direct payouts to employees.

  • Automatically updated with the latest KRA, NSSF, and NHIF rates and rules.

  • Pay employees directly via integrated bank payout or bulk M-Pesa with instant confirmations.

  • Empower your team to view payslips and apply for leave, reducing HR admin.

KIOTAPAY HOSPITALITY SUITE logo

KIOTAPAY HOSPITALITY SUITE

Pursue the Impossible in Guest Experience.

Manage reservations, front desk, POS, and payments from one connected hospitality dashboard.

  • Real-time inventory management across all booking channels (Website, Booking.com, Airbnb).

  • A seamless journey from tableside ordering to room-charge settlement, all consolidated into one financial report.

Why choose Kiotapay?

Kiotapay brings collections, spend controls, payroll, and reconciliations into one intelligent platform so your team can move faster with full financial clarity.

Designed for real-world finance workflows

From setup to daily use, Kiotapay streamlines your financial workflows. Pay, track, control, and reconcile—all from one intelligent interface.

Connected Data, Decisive Decisions

A payment collected via API reflects instantly in your revenue dashboard, while restaurant sales update the general ledger simultaneously to eradicate silos.

Built with the Kiotapay Way

We persevere to solve hard problems so you don’t have to, celebrating your business breakthroughs as our own.

Security as Standard

Enterprise-grade security and regulatory compliance are embedded across all modules.

Complete Flexibility

Customize Kiotapay to fit your business and give you the controls you need with policies, roles, and approval workflows.

Resources

Ideas, insights and updates
from our team

Master spend management, compliance, and financial operations. Learn strategies from leading finance teams on how to reduce costs, accelerate approvals, and maintain control.

Finance

The Death of the Spreadsheet Shuffle: Why Your ERP and Spend Tools Must Talk to Each Other

Read more
News

From Days to Minutes: Why Intelligent Approvals are the Secret to Scaling in 2026

Read more
Finance

The Power of "Right Now": Why Real-Time Spend Tracking is a Game-Changer for Your Business

Read more

Join teams across the world in modern finance

Ready to revolutionize your finance management? Take the next step and explore Kiotapay!