Kiotapay

Our Story

Built to solve real problems for African businesses

Kiotapay was founded in 2020 when our team witnessed firsthand how African businesses struggle with fragmented payment systems, lack of financial visibility, and manual processes. We saw companies spending hours reconciling transactions, losing revenue to hidden fees, and missing growth opportunities due to cash flow constraints.

We knew there had to be a better way. So we built Kiotapay — a unified platform that gives businesses complete control over their spend, instant visibility into every transaction, and access to the capital they need to grow.

Today, we're trusted by over 500 businesses across 50+ countries, processing millions of transactions and helping companies save time, reduce costs, and scale with confidence.

Kiotapay serving hospitality businesses
Business customer using Kiotapay
Kiotapay platform dashboard
Merchant payments workflow powered by Kiotapay

The numbers behind our mission

Kiotapay is more than just a platform - we are a growing community of individuals and businesses working towards finacial clarity. These numbers reflect our commitment to innovation, trust and real results for every user.

500+
Customers
50+
Countries
1M+
Transactions Processed
56+
User Satisfaction Rate

Kiotapay was founded to solve the complex challenges of enterprise payments and financial operations.

We are on a mission to drive enterprise payments forward through innovation, reliability, and security.

Mission

Our mission is to deliver trusted, intelligent, and seamless financial tools that help businesses streamline operations, control spend, and access essential financial services across Africa.

Vision

Our vision is to become the most trusted financial backbone powering ambitious businesses across Africa and emerging markets.

Built on Principles that Matter

Ambitious

We aim higher — in our goals, our impact, and our standards.

Speed of Execution

We move fast, learn fast, and deliver with urgency. Velocity is our competitive advantage.

Decisiveness

We make bold, clear decisions grounded in data, conviction, and responsibility.

Integrity

We push through challenges, maintain discipline, and stay committed to long-term success.

Reliability

We bring energy, passion, and focus to everything we do.

Meet the team

Meet our team

Our philosophy is simple — hire a team of diverse, passionate people and foster a culture that empowers you to do your best work.

Paul Macharia

Paul Macharia

Founder & CEO

10+ years in technology consulting and business intelligence, advising enterprise clients on digital transformation.

Brian Kisese

Brian Kisese

CTO

Deep experience building scalable, secure enterprise platforms for the African market..

Joshua Mutuku

Joshua Mutuku

CFO

Former Finance Director at Pawame (Pay-Go Solar), managing complex unit economics and working capital cycles.

Mercy Kanini

Mercy Kanini

Commercial Lead

Commercial & GTM leader in hospitality payments, with deep experience driving merchant acquisition, onboarding, and retention across Kenya’s hospitality sector

FAQs

Frequently asked questions

Need more clarity before you launch? Talk with our team and we will walk you through setup, pricing, and the best payment flows for your business.

Join teams across the world in modern finance

Ready to revolutionize your finance management? Take the next step and explore Kiotapay!