Kiotapay gives SMEs, Enterprises, fintechs, and platforms one place to send money out and collect it across every channel your customers and recipients actually use
One platform to collect payments and send payouts across every channel your customers and recipients actually use.
Create and share branded payment links in seconds. No code required. Perfect for collecting one-time payments, deposits, or invoices via email, SMS, or social media.
Customizable branding and amounts
Real-time payment confirmation
No-code setup, embed anywhere
Track opens and payments
Send link to multiple people from same dashboard

Pay suppliers in one country, collect from customers in another, all in local currency. No more expensive correspondent banks or multi-day delays.
Pay suppliers and partners in their local currency
Collect from customers using their preferred payment methods
Real-time FX rates with zero hidden markups
Connect to regional payment networks and mobile money corridors
Enjoy faster settlement cycles from same dashboard

Send professional, automated invoices and get paid faster. Automate reminders, track invoice status, and reconcile payments seamlessly.
Customizable invoice templates with your brand
Automated payment reminders
Partial payment support
One-click reconciliation

Pay thousands of vendors, affiliates, or contractors with a single file upload or API call. Save hours of manual work and reduce errors.
Upload CSV or use API for batch payouts
Support for cards and local methods
Real-time status tracking per recipient
Automated retry on failures

Accept payments wherever your customers are; via API, hosted payment pages, mobile SDKs, or in-person terminals. Increase conversion by meeting customers on their preferred channel.
Bank transfers with instant reconciliation
Till numbers and PayBill for mobile money payments
Shareable payment links via SMS, email, or WhatsApp
API for custom integrations and recurring billing

Close your books in minutes, not days. Every transaction is tagged and matched to invoices or payouts, syncing seamlessly with your accounting software.
Automatic matching of payments to invoices
Detailed transaction data with custom metadata
Direct sync with QuickBooks, Xero, Odoo
Custom reports and exports

Get a complete, real-time view of your cash flow. Monitor payment statuses, track reconciliation progress, and generate insights to optimize your operations.
Live dashboard with payment flows
Custom alerts for failed payments or low balances
Complete audit trail for every transaction
Exportable reports for stakeholders


Kiotapay has revolutionized the way we handle payments. The integration was seamless and the support team is fantastic!
Jane Kamau
Head of Operations, Tech Solutions Ltd
Streamline your finance operations by integrating Kiotapay with your existing apps.
FAQs
Answers to common questions about channels, disbursement speed, reconciliation, and cross-border money movement.
Ready to revolutionize your finance management? Take the next step and explore Kiotapay!