Kiotapay

Move your money without the friction, all in one place.

Kiotapay gives SMEs, Enterprises, fintechs, and platforms one place to send money out and collect it across every channel your customers and recipients actually use

KES 2.4B+
Annual transaction volume
99.95%
API uptime SLA
150+
Businesses onboarded
12
Payment rails integrated

All the tools you need to move money

One platform to collect payments and send payouts across every channel your customers and recipients actually use.

payment links logo

payment links

Get paid instantly, no code required, with payment links

Create and share branded payment links in seconds. No code required. Perfect for collecting one-time payments, deposits, or invoices via email, SMS, or social media.

  • Customizable branding and amounts

  • Real-time payment confirmation

  • No-code setup, embed anywhere

  • Track opens and payments

  • Send link to multiple people from same dashboard

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cross-border payments logo

cross-border payments

Move money across borders without sacrificing your margins

Pay suppliers in one country, collect from customers in another, all in local currency. No more expensive correspondent banks or multi-day delays.

  • Pay suppliers and partners in their local currency

  • Collect from customers using their preferred payment methods

  • Real-time FX rates with zero hidden markups

  • Connect to regional payment networks and mobile money corridors

  • Enjoy faster settlement cycles from same dashboard

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invoicing logo

invoicing

Never chase a payment again.

Send professional, automated invoices and get paid faster. Automate reminders, track invoice status, and reconcile payments seamlessly.

  • Customizable invoice templates with your brand

  • Automated payment reminders

  • Partial payment support

  • One-click reconciliation

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bulk disbursements

Batch payments made simple.

Pay thousands of vendors, affiliates, or contractors with a single file upload or API call. Save hours of manual work and reduce errors.

  • Upload CSV or use API for batch payouts

  • Support for cards and local methods

  • Real-time status tracking per recipient

  • Automated retry on failures

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multi-channel collections

Stop losing revenue to failed and missed payments.

Accept payments wherever your customers are; via API, hosted payment pages, mobile SDKs, or in-person terminals. Increase conversion by meeting customers on their preferred channel.

  • Bank transfers with instant reconciliation

  • Till numbers and PayBill for mobile money payments

  • Shareable payment links via SMS, email, or WhatsApp

  • API for custom integrations and recurring billing

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automated reconciliation logo

automated reconciliation

Close your books in minutes, not days.

Close your books in minutes, not days. Every transaction is tagged and matched to invoices or payouts, syncing seamlessly with your accounting software.

  • Automatic matching of payments to invoices

  • Detailed transaction data with custom metadata

  • Direct sync with QuickBooks, Xero, Odoo

  • Custom reports and exports

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visibility

See every payment, every status, in real time.

Get a complete, real-time view of your cash flow. Monitor payment statuses, track reconciliation progress, and generate insights to optimize your operations.

  • Live dashboard with payment flows

  • Custom alerts for failed payments or low balances

  • Complete audit trail for every transaction

  • Exportable reports for stakeholders

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Jane Kamau

Kiotapay has revolutionized the way we handle payments. The integration was seamless and the support team is fantastic!

Jane Kamau

Head of Operations, Tech Solutions Ltd

Seamlessly integrates with your existing tools.

Streamline your finance operations by integrating Kiotapay with your existing apps.

MpesaXeroQuickBooksOdooSageERPNext

FAQs

Collections and payouts FAQs

Answers to common questions about channels, disbursement speed, reconciliation, and cross-border money movement.

Join teams across the world in modern finance

Ready to revolutionize your finance management? Take the next step and explore Kiotapay!

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