Kiotapay

Track & Control Business Budgets in Real Time

Stay ahead of costs with centralized budget visibility. Plan, monitor, and automatically enforce spend limits across departments and projects, all in one place.

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Why choose kiotapay

From reactive reporting to proactive control.

Prevent Budget Overruns

Stop last-minute shocks and overspending. If spending nears or exceeds the set budget, the platform automatically triggers alerts and stops overages in their tracks.

Total Real-Time Visibility

Give up-to-the-minute views of budget performance. Continuously compare actual spend against planned targets so finance always maintains complete visibility.

Empower Teams with Accountability

Give managers access to their specific budgets, ensuring transparency across departments while keeping finance in final control at all times.

How It Works

Every tool you need built into one platform.

Flexible budgets for any team, project, or event logo

Budget Creation

Flexible budgets for any team, project, or event

Easily create, fund, and assign budgets by team, project, marketing campaign, or event.Assign specific timeframes (monthly or quarterly targets), and map them directly to spend categories.

Budget setup

Allocate funding fast

Marketing

Quarterly target

Quarterly

KES 1.8M

Field Ops

Monthly target

Monthly

KES 620K

Expo 2026

Campaign target

Campaign

USD 12K

Drill down into spending as it happens logo

Live Tracking

Drill down into spending as it happens

Access up-to-the-minute views of exactly where money is going.Drill down by department, project, employee, or category to catch irregular spending patterns the instant they occur.

Live monitor

Spend across teams

Real time
MarketingKES 1.21M
TravelKES 510K
Vendor OpsKES 960K
Travel budget is 84% used. Review upcoming requests before Friday.
Custom thresholds — get warned before it’s too late logo

Smart Alerts

Custom thresholds — get warned before it’s too late

Set specific warning levels, like 75% or 90% of a budget used.Teams and admins get instant notifications when approaching their limit so they can course-correct before overspending.

Alert rules

Threshold automation

Always on

75% warning

Notify team lead

90% warning

Ping finance and manager

100% limit

Block spend automatically

Automatic blocks and escalations, no manual review needed logo

Policy Enforcement

Automatic blocks and escalations, no manual review needed

Require manager approval before a specific budget is tapped.If a transaction will push a team over budget, the system automatically blocks the payment or escalates for additional sign-offs.

Enforcement flow

Rules applied instantly

Request

Laptop purchase · KES 185,000

Engineering budget remaining: KES 90,000

Blocked and escalated

Over limit by KES 95,000

Escalated
Securely share budgets with the right stakeholders logo

Collaboration

Securely share budgets with the right stakeholders

Share budgets with relevant team members at the right permission level.Combine budgets with automated workflows to ensure requests for increases or high-ticket expenses get the right multi-step approvals.

Permissions

Share with control

A

Amina

Finance

Full control
J

Joel

Marketing

View and request
R

Ruth

Operations

Approve spend
Learn from the past.Plan smarter for what’s next logo

Planning

Learn from the past.Plan smarter for what’s next

Review past budget performance to spot recurring vendor costs, identify potential savings, and optimize spending for future planning cycles.Turn history into your most powerful planning tool.

Forecasting

Use history to plan

Q1

+4%

Within target

Q2

-7%

Negotiated savings

Q3

+2%

Stable runway

Office operations trend is predictable. Increase next quarter budget by 5% and keep vendor spend flat.

Review cycles completed for all active budgets.

Get Started

Up and running in three steps.

01

Create your link

Set the name, amount, currency, and link type from your dashboard in under 60 seconds.

02

Share anywhere

Copy the link and send it via WhatsApp, email, SMS, social media, or wherever your customers are.

03

Get paid instantly

Your customer pays securely. Funds land in your account and the dashboard updates in real time.

Join teams across the world in modern finance

Ready to revolutionize your finance management? Take the next step and explore Kiotapay!